Insurance That Puts Your Best Interests First

Dedicated to quality customer service and insurance solutions for 20+ years.

Contact UsGet a Quote

  Get Your Insurance Quote

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.
Business
Insurance
Auto
Insurance
Non-Profit
Insurance
Business Owner’s
Insurance
Employee
Benefits

Independent Executive Insurance Brokers - Icon

Independent Executive Insurance Brokers

20+ Years of Helping People

Since 1998, Independent Executive Insurance Brokers (IEI Brokers) has always stayed true to putting our customers first. Licensed across five states and with a team of experienced, knowledgeable insurance agents, you can count on us to work hard to help you find insurance solutions personalized to your needs.

Learn More

An Agency That Treats You Like Family

As an independent insurance agency, we work with some of the nation’s top-rated insurance companies to help you find insurance that aligns with your needs. By understanding your situation, building trusted relationships, and knowing the industry inside and out, we’re able to match coverage options with your best interests at heart.

Meet Our Team
Interactive Graphic

Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Business

Business Owners Policy (BOP)

Risk Factor

As a business owner, you've worked hard to build a solid business. But what happens when the unexpected happens? Are you covered?

Solution

A business owners policy is uniquely designed to protect your most important assets, including your business, its continuation, your employees, and your way of life. Discuss the details of this coverage with your agent and ensure that you're protected.

Errors and Omissions Liability (E&O)

Risk Factor

If you perform services for others, you are at risk of not doing the work correctly (errors) or not doing it at all (omissions). Lawsuits can arise claiming the error or omission harmed your client and caused them a financial loss.

Solution

Errors and omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions, or represents the needs of others. Ensure you have this important coverage if you perform services for clients.

Directors and Officers Liability Insurance (D&O)

Risk Factor

Directors and officers (such as board members) are exposed to increased risk factors and are held accountable for acts that claim negligence in the performance of their duties. Any resulting lawsuits are typically expensive to defend, resulting in potentially large settlements.

Solution

Obtain comprehensive coverage to protect senior individuals of your company. Directors and officers liability insurance provides coverage for the legal costs to defend a covered lawsuit and provides the money necessary for any settlement beyond the defense costs.

Commercial Umbrella

Risk Factor

What happens when your business faces a large liability loss that exceeds the basic limit of your standard policy?

Solution

A commercial umbrella policy provides high limits of insurance, typically between $2,000,000 and $10,000,000. Coverage is extended over your general liability insurance, workers' compensation, business auto, as well as directors and officers liability coverage. It provides a great safety net and helps ensure your business is well protected.

General Liability

Risk Factor

Businesses are susceptible to many risks, such as claims due to bodily injury, property damage, personal injury, and more.

Solution

General liability insurance is an absolute necessity for any business. It provides broad coverage when you are deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.

Crime and Fidelity Bond

Risk Factor

What will you do if one of your trusted employees is found guilty of doing something dishonest?

Solution

Crime and fidelity coverage is designed to provide coverage for employee dishonesty, forgery and depository, theft, destruction and disappearance, and more. Discuss the details of this coverage with your agent to learn more.

Environmental Insurance

Risk Factor

Could your business cause damage to the environment? If so, are you covered?

Solution

Environmental insurance provides protection if an environmental catastrophe occurs.

Systems Breakdown

Risk Factor

With technology performing many tasks in today's world, a breakdown can cause a significant financial burden, including the cost to repair the equipment, the interruption of your business, as well as any lost income and extra expenses.

Solution

Comprehensive coverage provides protection against equipment mechanical breakdown. Discuss the details of what's covered with your insurance agent.

Workers' Compensation and State Disability

Risk Factor

If one of your employees receives an injury or becomes ill due to a work-related occurrence, you are required by law to have the proper coverage in place.

Solution

State disability and workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law, so be sure that you have it.

Business Auto Insurance

Risk Factor

An auto accident can cause bodily injury or property damage to others for which you are responsible, potentially putting your business in financial jeopardy.

Solution

Business auto insurance provides coverage for vehicles owned or leased by a commercial enterprise and provides coverage for bodily injury, property damage, and other coverages, and includes both comprehensive and collision coverage.

Employment Practices Liability Insurance (EPLI)

Risk Factor

On average, it's estimated that three out of five businesses will be sued by their employees. While there is nothing you can do to prevent someone from filing a lawsuit, there is something you can do to limit the costs of defending a legal claim.

Solution

Obtain employment practices liability insurance to protect your business and its directors, officers. and employees from alleged employment-related acts such as wrongful termination, failure to promote, discrimination, and sexual harassment.

Cyber Liability

Risk Factor

The Internet has spun a whole new web of liability exposures. E-commerce, social networking, cloud storage, and other technologies bring great benefits to large and small businesses alike. But with these benefits also come challenges, including protection of privacy, data, and financial information of your customers.

Solution

Cyber liability coverage covers unauthorized access to electronic data or software within your network. It also provides coverage for spreading a virus, computer theft, extortion, or any unintentional act, mistake, error, or omission made by an employee. This coverage is quickly becoming more and more important as you embrace technology to help run your businesses.

Business Income

Risk Factor

What would you do if a fire impacted the operation of your business? Or what if a pipe leak caused a system outage or extended downtime? These and other events can destroy your ability to serve clients and bring in revenue, which can have a major long-term impact on the viability of your business.

Solution

Business income insurance compensates you for lost income if the business cannot operate as normal due to damage that is covered under your commercial property insurance policy, such as fire or water damage. Business interruption insurance covers the revenue you would have earned, based on your financial records, had the incident not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.

Commercial Property

Risk Factor

Your business property is a significant financial investment. What if something happens to it?

Solution

Commercial property insurance can help protect the property your business owns or leases, including things like equipment, inventory, furniture, and fixtures. Whether you own your building or lease your workspace, commercial property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.

Business Insurance 101

Make sure you cover the unique risks you face with business insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
Not what you’re looking for?

Find even more interactive graphics for workers’ compensation insurance, life insurance, and employee benefits.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

Independent Executive Insurance Brokers - Logo 500 White

Licensed in California, Arizona, Nevada, Idaho, and Texas, with a focus on serving clients in Moorpark, CA, Meridian, ID, Phoenix, AZ, Las Vegas, NV, and Boise, ID.

20+ Years of Insurance Solutions

Since 1998, we’ve been providing a variety of business insurance, personal insurance, and employee benefits for families, individuals, and businesses.

Personal Insurance

Trusted advice and insurance solutions to protect what matters most.

Learn More

Independent Executive Insurance Brokers‘s Core Values

Our dedication to quality customer service and insurance starts with the values we believe in.

Your Best Interests

Is your insurance a good fit for you? We only offer insurance solutions that are, while keeping your best interest in mind and offering advice along the way.

Committed to You

We only offer insurance solutions from companies that have the best interest of our client at heart, with quality products, honest values, and quality customer service.

Trusted Relationships

We want you to be 100% satisfied with us, because everything we do is for you. We treat you like family and build personalized relationships to bring you peace of mind and clarity.

We Are in the Business of Helping People

Read More Reviews

Real clients. Real reviews. Real coverage.

Read Our Google Reviews

Agency Partnerships

We are proud to partner with industry leaders to help us better serve our customers.

IIAB Cal Logo
NAHU Logo
Trusted Choice Logo

Independent Executive Insurance Brokers - Logo 500

Manage Your Account Now

How can Independent Executive Insurance Brokers help?

24/7 Client Center
Report a Claim

Get support in filing your claim.

Policy Change

Fine tune your policy options.

Request Certificate

Get proof of your insurance quickly.

Auto ID Card

Lose your card? Get a new one.

Pay Bill

Make payments securely online.

Policy Review

Compare your coverage with your current needs.

  Contact Independent Executive Insurance Brokers

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

Locations

Moorpark, CA    Meridian, ID

Licensed in California, Arizona, Nevada, Idaho, and Texas, with a focus on serving clients in Moorpark, CA, Meridian, ID, Phoenix, AZ, Las Vegas, NV, and Boise, ID.

Contact Us